Choosing the right lender is a difficult task at best. As many consumers are aware, certain mortgage companies are called sub-prime lenders that prey upon consumers with poor credit and often place them in mortgages with unfavorable terms. American Interbanc is an "A" paper lender. For those who qualify, our rates and terms are available to see and readily attainable. It is not a negotiation process. What you see is what you get for all of the products and programs defined in our rate sheet. With all the programs, rate and point combinations from which to choose, here is what we believe you should look for prior to taking the first step in the procurement of financing.

As the actual lender and NOT A BROKER we have an economic advantage per transaction that a mortgage broker cannot overcome. As an internet-exclusive mortgage banker, we also have a significant cost advantage over the traditional financial institution with layers of bureacracy and large overhead. This significant cost advantage gives us the ability to provide consumers with extremely competitive pricing. Be leery of this line "As a broker, we can shop your loan to a lender with the best price". AMERICAN INTERBANC IS THE LENDER

Aside from conducting the obvious research such as the Better Business Bureau, we strongly suggest you google Americaninterbanc.com. As you will see from your research, American Interbanc has taken up the cause of ridding the internet of fraudulent marketing tactics.

With today's technology, any lender that does not offer 24 hour on-line applications and a detailed breakdown of any and all of their loan charges should be avoided. As you can see from our closing cost page, the American Interbanc loan charge is clearly disclosed to the penny. Please visit our Lock a Loan button to view our rate lock policy.