
Required Initial Documentation
- Drivers License or State ID
- Copy of Homeowners Insurance (if refinancing)
- Past two years W-2 statements
- Pay stubs covering the most recent calendar month
- Most recent two months bank statements
- If divorced… a fully executed divorce decree
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For Borrowers who are: Self Employed, Employed in
Sales,
Paid by Commission, or Owners of Rental Real Estate:
- Two years signed personal tax returns - including all schedules
- If self-employed owner of a corporation, last two years corporate returns as
well as
a year-to-date profit and loss statement and balance sheet
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