Loan Programs

Fixed Rate Mortgage

A fixed-rate mortgage means a predictable and stable monthly payment for the entire term of the loan. Typically, the longer the term of the fixed-rate mortgage, the more interest you will pay over the life of the loan. The shorter the repayment term is, the lower the interest rate will be and the faster you will pay off your home.

Adjustable Rate Mortgage

Adjustable-rate mortgages (ARMs) have an interest rate that changes according to a financial index; when the rate changes, generally, your monthly payment will change. If the financial index rate goes increases, your interest rate will increase; if the financial index rate decreases, your interest rate will decrease.

Jumbo Mortgage

For mortgage loan amounts that are higher than the conforming thresholds, loan amounts can go up to $3 million. Jumbo loans are available to primary residences and second or vacation homes. Available in a variety fixed-rate and adjustable-rate terms. Generally have higher interest rates than conforming loan amounts.

Talk to a Loan Specialist Today

We want you to feel confident about purchasing or refinancing your home. Our experienced loan specialists are here to answer any questions or to address any concerns you may have. Get in touch today to lock in your custom rate or to begin the application process.